Disability Insurance
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Short-Term Disability
If pregnant, injured, suffering from depression, or diagnosed with an illness, you may need financial support during your work absences.
Long-Term Disability
May help maintain your standard of living while recovering from a chronic disability: muscle, joint or back problems, depression, and other issues.
Paid Family & Medical Leave
Paid Family & Medical Leave (PFML), Paid Family Leave (PFL), and temporary Disability Insurance (DI) programs are state-mandated.
If you can't earn your paycheck due to a short-term situation, here's a coverage solution that may help financially support you.
- Weekly payments: receive a portion of your salary for three months to a year, depending on your policy.
- Competitive group rates only offered through your employer
Long Term Disability through your employer can help you stay afloat and pay your expenses if you find yourself out of work due to a chronic condition.
- Covers essential living expenses: Can help pay for food, clothing, utilities, a mortgage, car payments, and more.
- Direct monthly payments: Receive a portion of your salary paid directly to you each month if you’re unable to work (after the initial waiting period).
These programs allow workers to request a wage replacement benefit if they are sick, hurt, or unable to work due to a family matter.
Bonding with a new child, caring for a sick family member, or addressing a qualifying military exigency are typically covered. MetLife is committed to providing the most up-to-date information about new state-paid Family and Medical Leave and Disability Benefit programs to help employers stay compliant with state laws.