New York
New York Disability Benefit Law (NY DBL) and Paid Family Leave (NY PFL)
New York Disability Benefit Law (NY DBL) and Paid Family Leave (NY PFL)
The New York state program provides short-term disability benefits through the Disability Benefit Law (DBL) and Paid Family Leave (PFL) wage replacement benefits to eligible employees who need time off from work for qualifying reasons. Employees may be eligible for DBL if they are unable to work due to a non-work-related injury or illness, during pregnancy and/or childbirth. Employees may be eligible for PFL to bond with a new child, care for a sick family member, which could include organ donation, and address a qualifying military exigency.
Coverage Options: MetLife provides fully insured and self-insured coverage options. In most cases, NY PFL is a rider on the fully insured NY DBL policies.
Job Protection: NY PFL is job protected and NY DBL is not job protected. However, job protection may be provided through other laws such as the federal Family and Medical Leave Act (FMLA).
Benefits:
A total of 26 weeks is available under NY DBL and NY PFL combined in a 52-week lookback period.
- DBL: 26 weeks; employees may receive 50% of their weekly wages with a maximum benefit of $170/week
- PFL: 12 weeks; 67% of weekly pay up to $1,151.16/week
Contributions:
- DBL: Employee contribution (payroll deduction) of 0.5% of taxable wages up to a maximum of $0.60/week. Employer funds balance of plan cost.
- PFL: Employee contribution (payroll deduction): 100% employee-paid at 0.373% of pay up to a maximum of $333.25.
As of January 31, 2024
What's new with NY PFL?
Check out this short video for more information.
What is Paid Family & Medical Leave?
The information presented in this brochure is not legal advice and should not be relied upon or construed as legal advice. It is not permissible for MetLife or its employees or agents to give legal advice. The information in this brochure is for general informational purposes only and does not purport to be complete or to cover every situation. You must consult with your own legal advisors to determine how these laws will affect you. Like most insurance policies, insurance policies offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force. Please contact MetLife or your plan administrator for complete details. Further, the information in this brochure does not reflect MetLife’s or any particular employer’s internal policies or the benefits available to its employees. All employees, regardless of employer, should consult with their own HR, benefits manager, or visit their HR website for information on the benefits available to them.