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RV & Motorcycle Insurance

MetLife Auto & Home® insurance keeps your adventures covered, so all you have to worry about is having fun.
Motorcycle & RV insurance policies can protect your recreational vehicle, whether you’re riding through snow or sand dunes.
  • MetLife Auto & Home RV insurance covers a wide variety of recreational vehicles: 
    • Motorcycles & dirt bikes
    • Scooters, golf carts, segways
    • Campers & trailers
    • ATVs (all-terrain vehicles) & snowmobiles
    • Even trailers and sheds.1
  • All policies include bodily injury liability coverage, property damage liability, and uninsured/underinsured motorist coverage.2
  • Other RV insurance coverage includes help for medical payments, emergency first aid costs, towing and roadside assistance, and legal defense costs.3
  • Customize your policy to protect extra equipment such as motor home contents, chrome handlebars, sidecars, ATV trailers, snowmobile sleds and more.
I need to learn more about RV and motorcycle insurance.
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FAQs
What types of RV insurance do you offer? Collapsed Expanded

We offer a wide variety of coverage options, including:

  • Liability coverage, which covers you if you or a family member are ever found legally responsible for an injury or property damage involving your RV.
  • Medical payments coverage provides payment for injuries if you, your family members, or your passengers ever get into an accident.
  • Uninsured/underinsured motorists coverage ensures that if you get into an accident with someone who doesn’t have insurance coverage (or doesn’t have enough), you’ll be covered through your own policy.
  • Physical damage coverage covers you if your RV gets damaged from being outside for things like falling tree branches, fire, theft, vandalism, and more. It can include your RV’s accessories, too, like special handlebars and sidecars.
  • Replacement cost coverage takes care of out of pocket costs for special parts like tires, brakes, batteries and shocks, with no deduction for depreciation.4
  • Legal defense costs, which covers you if you’re ever sued. We also reimburse up to $250/day if you ever have to attend a hearing or trial at our request.
Are trailers covered in my policy? Collapsed Expanded

We do have optional trailer coverage, which you can add onto your policy. This offers the same broad physical damage coverage to protect any trailers you own and use to transport your motorcycle, snowmobile, or other recreational vehicle.

Are there coverage suspensions or lay up periods? Collapsed Expanded

No. Once your policy goes into effect, coverage stays with you 24/7/365.

What types of RV insurance discounts does MetLife Auto & Home offer? Collapsed Expanded

Our multi-policy discount lets you save more when you have two or more policies, including RV, boat, auto, and home insurance. Check out our Bundle and Save page for more details.

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