ENHANCED COVERAGE
Buy-Up LTD insurance
Buy-Up LTD insurance increases your monthly coverage amount to help you maintain your lifestyle during a long-term disability.
Long Term Disability insurance
Long Term Disability (LTD) coverage helps protect your finances and lifestyle if you’re unable to work due to an accident or illness by replacing a portion of your income for an extended period.
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Read more about the LTD insurance plans and how to use them. Check your Schedule of Benefits to see if these products and services are included in your plan.
Our Long-Term Disability insurance provides:
Global customer service
Multilingual support available in any time zone
Expert claims advice
Our claims specialists are focused specifically on international claims, providing guidance and support exclusively for globally-mobile employees.
Quick claim processing
We have capabilities that can expedite claim review to provide financial protection as quickly as possible.
Simplified payments
Receive payments in nearly any currency, sent to you via wire, ACH, or check.
Your LTD Benefits
Your Schedule of Benefits outlines key details about your coverage, including benefit amounts and plan highlights.
How to submit an LTD claim
If you become unable to work due to an unforeseen illness or injury, you should submit a claim to MetLife for payment. We will pay a monthly benefit after the end of the elimination period.
ENHANCED COVERAGE